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God took only seven days to create the world he said "let there be light,[link widoczny dla zalogowanych], and I would like to thank our enemies: satan! know decide on what path to follow I and you walk through the wind and rain,[link widoczny dla zalogowanych], you in my heart.
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8. remember to marry your daughter to my son. a cloud a bird flapping its wings and I'm not spirit to measure between us time and distance dear,[link widoczny dla zalogowanych], happy forever colorful season step to bring some vivid content I hide in the flowers after some beautiful poems.相关的主题文章:

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• Since this game doesn’t need to be applied to a family situation, what other dysfunctional situations do you have in your life that you could play the game?
If this seems harsh let me explain by saying this – my husband and I never had a better time at one of his family functions than we did that day. We were on the same page because we were playing a game together and more importantly the things that would have made us upset and would have put a wedge between us became things we actually looked forward to because we both wanted to win our Bingo game. We were able to turn an upsetting day into a fun, memorable moment.
I explained the premise to my husband and since he didn’t want to see me physically and emotionally suffer anymore,[link widoczny dla zalogowanych], he agreed to play “Dysfunctional Family Bingo” with me. Per Martha’s instructions,[link widoczny dla zalogowanych], I created blank Bingo cards on two pieces of paper, filling in the center square with the words “Free Space”. With an openness that we hadn’t experienced in a very long time,[link widoczny dla zalogowanych], my husband and I came up with the dysfunctional, disturbing things that his family members typically did. I then filled in the blank spaces on each of our cards with these anticipated acts, making sure each card had the same descriptions but in different boxes on the card. Things like “Your mother will ignore our kids” and “Your brother-in-law will announce that he is invincible and try to prove it” became squares on our Bingo cards. When we had come up with 24 things to fill in the squares on the cards we decided that we would secretly mark our cards, meeting every ½ hour in an out of the way spot at the party to review our progress and to announce “Bingo” once our cards were marked vertically, horizontally or diagonally.
It was the week before spending Christmas with my husband’s family and I was sick to my stomach. This had become the typical response when I was anticipating spending time with them. I had been dealing with their inappropriate behavior and my husband’s denial of the situation for a very long time. Each time I had to see them I was nauseous, had major headaches and had other physical issues days before. This is how bad it had gotten.
That was many years ago and my husband and I have since divorced, due in large part to continuing issues with his family,[link widoczny dla zalogowanych], however the empowerment of that simple game of Bingo has stayed with me. It wasn’t meant to be mean spirited; it was meant to begin the process of seeing difficult situations in a different light. For that one day I looked forward to the inevitable inappropriate behavior that had made me so uncomfortable in the past. For that one day I laughed when my sister-in-law ignored me and smiled when my mother-in-law made passive aggressive comments to me. For that one day I was having fun in the midst of dysfunction,[link widoczny dla zalogowanych], enthusiastically filling out my card in order to whisper…….BINGO!
P.S. If you can’t come up with 24 dysfunctional things to fill up a Bingo card (lucky you!), you can also play “Dysfunctional Family Tic-Tac-Toe”, filling in a Tic-Tac-Toe board with only 9 dysfunctional acts.
Author's Bio:
• Who could play with you,[link widoczny dla zalogowanych]? They don’t need to be at the same gathering; you can text/call them when a dysfunctional act happens so they can fill out their pre- arranged Bingo card as well,[link widoczny dla zalogowanych].
• At first glance does this feel like it would help in uncomfortable situations? How,[link widoczny dla zalogowanych]?
By Dawn Sinnott
See all Articles by Dawn SinnottSee Dawn Sinnott's Expert PageGet Updates on FamilyGet Updates on Dawn Sinnott Average: 0 Your rating: None Tweet
This particular week I was reading Oprah’s magazine and found an amazing lifeline in an article written by life coach Martha Beck,[link widoczny dla zalogowanych]. She explained her experiences dealing with dysfunctional family gatherings and had come up with a way to actually look forward to them,[link widoczny dla zalogowanych]. I said out loud “NO WAY!!” but was intrigued and kept reading,[link widoczny dla zalogowanych]. She described how to make a childhood game of Bingo into a sanity saving tool when getting together with dysfunctional families,[link widoczny dla zalogowanych]. I decided it was worth a try; anything would be better than sitting in a corner until it was time to finally go home.
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Landlords are vulnerable to a variety of problems from tenants. Everything from property damage to lost rents are a consideration every time you make a commitment to sign a lease agreement. A rental background check can help you minimize your risk. Tenants have many rights,[link widoczny dla zalogowanych], which can be a problem if the tenant is not a good one. You cannot simply toss them out without due process under the law,[link widoczny dla zalogowanych], making it crucial for you to find out as much as possible about a tenant before you sign.
A rental background check can show you a wide variety of information from a credit report and score to records on their litigation claims. All of this information is important when choosing a tenant. You need to find a tenant that will pay timely and maintain your property to the highest standard. Tenant references are one part of the equation necessary to find good tenants,[link widoczny dla zalogowanych], but they are not enough by themselves. A credit report and score can show whether or not a tenant is able to make the necessary payments on a regular basis,[link widoczny dla zalogowanych], but you might want to also look at employment history. An uncertain employment history might indicate the potential for future problems. Litigation claims are also important as they can indicate whether or not the prospective tenant has a history of making rental claims. A rental background check can also show you whether or not they have any evictions on their record.
Litigation claims can run the gamut from lawsuits over lead to issues with other maintenance complaints. If your prospective tenant has multiple prior instances of litigation,[link widoczny dla zalogowanych], you might want to avoid the issue. Even if their claims were valid,[link widoczny dla zalogowanych], the immediate willingness to pursue legal action rather than seek more direct solutions is a problem that you might want to avoid. The added costs of a court case are not something that you should have to bear. With a rental background check you can look at the entire rental history,[link widoczny dla zalogowanych], rather than the small pieces show through references or a credit check.
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All these tips and many more (infection prevention,[link widoczny dla zalogowanych], learning keywords if you are going in a foreign country, learning the customs in the country where a person is going to, etc) will make their trip more enjoyable.
Many people living in Northern areas escape the cold and non clement weather by heading South when autumn and winter arrives. It is a proven fact that natural light has a positive effect on the overall mood of people and that living in the open outdoors greatly lowers the probability of a person catching colds or other transmissible diseases. Furthermore,[link widoczny dla zalogowanych], one can hardly feel down when being seeing the beach, the sun and Disneyworld.
By Nathalie Fiset,[link widoczny dla zalogowanych],M.D.
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It then makes perfect sense for people living in cold and Northern areas to migrate South when cold temperatures arrive. Planning a short or long term trip South can be very exciting and following the simple advices included in this article will make their trip even more enjoyable,[link widoczny dla zalogowanych]. Here are the top ten advices that one can follow to make their trip to Florida or any other southern destination a fun and worry-free one:
All this said, little problems when travelling are inevitable and if one faces them with a smile, life goes on more smoothly. After all, being in a warm, sunny place if enough to smile about.
1) Insurances are a must if a person is planning to travel outside their country,[link widoczny dla zalogowanych]. Many companies offer full coverage for any medical or transportation fee a person might encounter if a medical problem arises,[link widoczny dla zalogowanych].
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7) Notifying family and friends that a person will be away so they do not worry and fill your answering machines with their concerned messages is a very wise precaution.
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Keeping a good record and photocopy of one’s passport, credit cards and important addresses and phone numbers can prove very valuable. If a person looses credit cards during her trip, it will be easier to contact her bank and have them stopped before anyone can charge expenses on them.
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Factoring and purchase order financing are well-established forms of business financing that produce immediate cash payments to a company at the time of shipment, delivery and invoicing a customer. In its basic form, factoring has been used by American business since colonial times, and its origins date back even further, literally thousands of years to the early days of commerce.
We all know that banks do not provide a friendly credit environment for small businesses. If they offer any money, it usually isn’t enough. This often leads to an inability to grow your company due to a lack of funds. However, there is a type of financing that is greatly increasing in popularity in our industry. It’s called factoring. This type of financing concentrates on your customer’s ability to pay, not yours.
Since there is no “free lunch” in business, someone has to pay the costs of your extension of credit; either you pay by reduced profits, or your other customers are forced to pay higher prices. In a marginal company, excessive credit extension and late customer receivables can spell disaster.
Factoring is the sale of your accounts receivables (invoices) to a funding source at a discount off the face value in return for immediate cash. The funding source is known as a factor,[link widoczny dla zalogowanych].
The process typically works like this: You provide products and services to your customer and issue an invoice. Without factoring,[link widoczny dla zalogowanych], you wait 30-60 days for payment. With factoring, the factor immediately purchases the invoice and advances an initial payment of approximately 80% of the invoiced amount. In most cases,[link widoczny dla zalogowanych], you’ll have funds in your account within 24 hours. When your customer pays the invoice (payment is made directly to the factor),[link widoczny dla zalogowanych], you’ll receive the remaining balance less the factor’s fee.
Factoring accomplishes the same for commercial or business-to-business transactions. When you extend credit to a customer,[link widoczny dla zalogowanych], you are essentially becoming that customer’s part-time banker. For the period credit is extended to Customer Smith – 30 or 60 days – you become his lender, and he your borrower. For the length of time credit is extended you lose the value of that tied-up money because you can only anticipate payment. If Mr. Smith had paid cash,[link widoczny dla zalogowanych], you could have invested that money immediately, earning interest on it rather than having to wait. When Mr. Smith pays late, your cost increases further still.
American consumers take part in a common form of factoring every time they use a credit card. There are 1.15 billion credit cards in circulation,[link widoczny dla zalogowanych], 10 each for every American cardholder. In 1970, the average balance on individual cards was $649, increasing in 1986 to $1,[link widoczny dla zalogowanych],472,[link widoczny dla zalogowanych], and today it is over $2,800. Millions of times throughout the day, every business that offers customers charge privileges using credit cards is the direct beneficiary of factoring. American retail business depends on the factoring system, and without it the national economy would be seriously handicapped.
In this familiar transaction, the issuing bank or card company is the factor – using Visa,[link widoczny dla zalogowanych], MasterCard or other systems – advancing the seller of merchandise or service immediate cash after your purchase,[link widoczny dla zalogowanych], long before you actually pay. Because the seller gets cash up front without having to wait for your payment, his money is not tied up in receivables. For the double privilege of making credit available to customers and getting immediate payment,[link widoczny dla zalogowanych], the business is willing to pay a discount to the issuing bank or credit card company-typically 2-4% of the purchase price. Thus, for every $100 of merchandise you buy with a credit card, the seller gets $96 or $98 in immediate cash.
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