|
Forum na temat Dody Doroty Rabczewskiej i Virgin www.dodam.kw.pl
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
yuvsgvoand
Specjalny Fun Clubowicz
Dołączył: 13 Lip 2013
Posty: 2280
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Pon 5:55, 12 Sie 2013 Temat postu: |
|
|
I am 11 years old and I am very worried,[link widoczny dla zalogowanych].
I read recently that America was sending bombers to South Korea,[link widoczny dla zalogowanych], which could
really affect us,[link widoczny dla zalogowanych]. Many of my friends are worried that maybe the United States will go
to war against North Korea,[link widoczny dla zalogowanych]. I think this is something that the governments
in both countries need to think
about - not only about people living in their own countries but also about
children like me who live in other countries and are worried,[link widoczny dla zalogowanych].
We all saw what happened to the two Korean girls and it was very sad for
many of us,[link widoczny dla zalogowanych]. At that time there were a lot of hard feelings in Korea,[link widoczny dla zalogowanych]. The
feelings Koreans have with America and the Americans' feelings with Korea
seem to be changing in a bad way,[link widoczny dla zalogowanych].
This would affect the Americans who love Korea and its beautiful
environment. I am a Korean-American, so if America and Korea come apart
then it will feel like I am coming apart,[link widoczny dla zalogowanych], too. It makes me feel sad that
something like this could happen at my age,[link widoczny dla zalogowanych].
Sarah Chisholm
Bundang,[link widoczny dla zalogowanych], Korea April 14,[link widoczny dla zalogowanych], 2003相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych] actress
[link widoczny dla zalogowanych] citi
Subliminal messages have become quite popular lately. All those promises of subliminal messages having the power to give you anything you want just sound really tempting.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
ujiwosapf
Specjalny Fun Clubowicz
Dołączył: 24 Cze 2013
Posty: 722
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Pon 10:42, 12 Sie 2013 Temat postu: |
|
|
comet 73P/Schwassmann-Wachmann ,[link widoczny dla zalogowanych]
A comet that circles the sun once every five years passes close by Earth on Friday,[link widoczny dla zalogowanych].
The Korea Astronomy and Space Science Institute said on Thursday comet 73P or Schwassmann-Wachmann,[link widoczny dla zalogowanych], which circles the sun once in about every 5.36 years,[link widoczny dla zalogowanych], will reach its closest point to Earth of 11.8 million km on Friday. The institute photographed the comet Wednesday night using the Mt. Lemmon Optical Astronomy Observatory's 1 m telescope.
As the comet has an oval orbit,[link widoczny dla zalogowanych], the ice it consists of starts to melt when it comes closer to the sun,[link widoczny dla zalogowanych], forming a long tail. In contrast,[link widoczny dla zalogowanych], asteroids,[link widoczny dla zalogowanych], which usually have circular orbits,[link widoczny dla zalogowanych], do not develop a tail since they are formed of solid matter.
Although the comet will not be visible with the naked eye,[link widoczny dla zalogowanych], it can be seen using binoculars or a telescope away from city lights. From around midnight,[link widoczny dla zalogowanych], the stretching tail can be seen in the eastern sky,[link widoczny dla zalogowanych], near the Cygnus constellation. The institute says the comet will be at its brightest between Saturday and Monday.
The comet was discovered by Arnold Schwassmann and Arno Wachmann, two German astronomers working in Hamburg in May 1930.
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
In the eighth step, a huge wave of corporate defaults takes place and fear of counterparty risk looms large, deepening the credit freeze. In the ninth step, the "shadow banking system" collapses.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
zvswgogna
Specjalny Fun Clubowicz
Dołączył: 22 Maj 2013
Posty: 2019
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Pon 14:22, 12 Sie 2013 Temat postu: |
|
|
,[link widoczny dla zalogowanych]
At first, I wasn't afraid but I did become alert. I did not choose that consciously it just happened. We are naturally designed to fight for survival if need be. So, I looked within and my Spirit made it clear that it wasn't my time to leave Earth and that I had to get back to shore so I began to kick. Instead of getting closer I found that the ocean wanted to make sure that I had learned my lesson about not testing God or Power. I kept getting drawn deeper and deeper. That is when my whole being came alive. I felt like an animal that sensed a predator had entered my lair. I furiously began to kick and paddle and with my Spirit leading my mind as my body followed, all three parts of me worked as one to thrust us onto the edge of a oncoming wave and I was literally carried all the way to shore where I was spit out onto the sand face first. I didn't know if should have laughed or cried or both. But, the message was clear. God was saying to me that it was not my time and I belonged right here.
I thought I had to come to the ocean, to leave my home and my family and friends to reconnect my Spirit with the Creator. Now I know that I can go home and find that same connection there. I have no regrects mind for "running away" for 10 days or so to a ocean. What I have found here in the majesty and beauty of the Florida seaside was me! And boy I was so happy to see me again! With many tears of gratitude I have sat by the ocean these thanking God that He had given me this chance to be reminded what lives within me. I can hear Him sending loving thank you back that I decided to listen and allowed the power within to be my guide to bring me back home to me.
When I was taking a walk by the ocean yesterday afternoon, I found myself at one point speechless. I just stared and the massiveness, the power and the intensity of the water. The waves tirelessly bashed onto the shore, pushing past anything that got in the way. I was seduced by the sounds I heard and the awe of the mystery of it all. Even though the water was quite chilly even for Florida, I couldn't resist. It had been too long for me to be away from one of the most magnificent evidences we have that a God does exist. So I stepped into His creation. I walked in as if I was numb and had no nerve endings that could feel the chill of the water. I had my trusty raft and I just plunged in. Was it my Mind telling to do it? Certainly it wasn't my Body. My Spirit wanted me to be reminded of my the power I had within. It is the same power that moves the ocean waves. It is the same power the colors the sky blue. It is the same power that had created me. Back home in Colorado,[link widoczny dla zalogowanych], inspite of the magnificance of the Rocky Mountains, it is the ocean that calms my soul and calls me to myself. I made it past the sand bar where the water was breaking and jumped onto my raft. Immediately I submitted to the water. It felt so familiar. It felt like home. For a brief moment I realized how easy it would be to just let go and let the ocean set me free from the physical world and leave everything behind. For just a brief moment I wanted to just be one with God forever and leave my troubles behind. I layed my head down and closed my eyes. I must of been still for just a moment when my instinct for survival kicked in. I looked up to see where I was and realized the ocean was pulling me in so I stepped down to touch the ocean floor but I found no sand just more salty water.
Author's Bio:
I am on a spiritual sabbatical in the Gulf of Mexico and today the sun has decided to hide behind the shady clouds above. I know it is still there even though I can't see it or feel its warm rays. The same goes with our Spirits. Like the sun, it is hidden, unseen, but that does not mean it is not thriving and actively guiding us every day. As we grow older and lose touch with the power within us,[link widoczny dla zalogowanych], we allow our senses to guide us,[link widoczny dla zalogowanych], many times in the wrong direction. When we realize that we allowed ourselves to be guided carnally, we may find ourselves lost,[link widoczny dla zalogowanych], or confused or in quite a pickle if you know what I mean. Sometimes, the predicaments we step into unknowingly, are so complex that the only thing we can do is accept the fact that we misguided ourselves by allowing our Minds and Bodies to make decisions for us instead allowing our Spirits,[link widoczny dla zalogowanych], which are unbiased, unjudging, coming from love and truth to lead the way. I spent a lot of energy and time trying to backtrack myself out of situations that were to my detriment. Healing from some of those situations have cost me things that are far more precious than a relationship that was never meant to develop, a job I wasn't supposed to take or a decision I wasn't suppose to make.
By Athena Kapantas
See all Articles by Athena KapantasSee Athena Kapantas's Expert PageGet Updates on Self RealizationGet Updates on Athena Kapantas Average: 0 Your rating: None Tweet
The Power within us is really outside of us as well. We are connected to everything that surrounds our being. If you ever feel like you have lost touch with your spiritual guide, your inner voice,[link widoczny dla zalogowanych], your true self,[link widoczny dla zalogowanych], your Spirit, start by lookin around you. If mountains are your gig then go there. Drive into the valleys, park your car and walk into the woods,[link widoczny dla zalogowanych], in the forest, touch the ground and ask God to touch you back. Nature is God's one of God's most magnificant masterpieces and proof of His existence. The elements that came together to create you can be found in sand, water, air, flowers, trees, soil. The key to staying in touch with your true self is to be "aware" of your surroundings and there you will find yourself. No matter what life brings even if it is death, your true self,[link widoczny dla zalogowanych], the power within,[link widoczny dla zalogowanych], your Spirit is eternal. It lives on inspite of everything. Live from the and you will find that you are less likely to lose touch with who you are, what you stand for and why you were put in this Earth. Learn to love that part of yourself even when it tells you to go in a direction you "think" or "feel" you shouldn't go. Only your Spirit is untouchable and untainted. Our minds are impressionable and like computers can catch viruses,[link widoczny dla zalogowanych], spit out useless jargon and lead astray. Our Bodies are the same. When someone says trust your instinct they really should be saying trust your Spirit.
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
Intend to Be a Complaint Free Zone: What does this mean? This means that you actively become aware of how you communicate. Each time you find yourself gossiping or complaining, catch yourself.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
yuvsgvoand
Specjalny Fun Clubowicz
Dołączył: 13 Lip 2013
Posty: 2280
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Pon 18:18, 12 Sie 2013 Temat postu: |
|
|
The nation's trade surplus in June hit US$2.3 billion, the highest monthly surplus in 42 months. Korea's trade with Japan, however, ended up US$8.44 billion in deficit for that month,[link widoczny dla zalogowanych], about US$2 billion more than the US$6.48 billion trade deficit with Japan recorded in the first half of last year.
The Ministry of Commerce, Industry and Energy (MOCIE) announced Tuesday that exports in June reached US$15.77 billion,[link widoczny dla zalogowanych], up 22.3 percent from the same month last year,[link widoczny dla zalogowanych], while imports rose 12.5 percent to US$13.42 billion,[link widoczny dla zalogowanych], for an overall trade surplus of US$2.35 billion.
A researcher at the Korea International Trade Association (KITA) said the upsurge in the trade surplus was attributable to a push for greater exports, in order to make up for sluggish domestic consumption and also to take advantage of the cheaper value of the won.
The ministry said the cumulative total trade surplus for the first half of this year rose to US$3.386 billion. The first-half trade surplus, however, dropped US$1.542 billion from the US$4.9 billion surplus in the same period last year,[link widoczny dla zalogowanych], as Korea greatly increased the value of its imports.
By region, Korea's trade with China ended up at US$4.45 billion in surplus in the first half of this year, a sharp increase from the US$2.4 billion recorded last year. The surplus from Korea's trade with the United States,[link widoczny dla zalogowanych], however,[link widoczny dla zalogowanych], shrank to US$2.86 billion from US$4.43 billion in the same period, the ministry said.
By product,[link widoczny dla zalogowanych], car exports surged 32 percent from last year to mark US$7.97 billion,[link widoczny dla zalogowanych], solidifying the position of Korean cars as the largest export product in terms of value. Exports of wireless telecommunications equipment also rose by 41 percent, followed by 30 percent for petrochemical products,[link widoczny dla zalogowanych], 32 percent for steel items, and 11 percent for home appliances. Exports of computers,[link widoczny dla zalogowanych], footwear, and textiles all shrank. (Song Eui-dal,[link widoczny dla zalogowanych], [link widoczny dla zalogowanych])相关的主题文章:
[link widoczny dla zalogowanych] North G
[link widoczny dla zalogowanych] It used to be joked that above a man with a master's degree is o
[link widoczny dla zalogowanych] but fo
Subliminal messages have become quite popular lately. All those promises of subliminal messages having the power to give you anything you want just sound really tempting.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
japisfvp
Specjalny Fun Clubowicz
Dołączył: 14 Cze 2013
Posty: 1508
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Pon 19:29, 12 Sie 2013 Temat postu: |
|
|
In this sense isolation is much more than purely a physical separation, it is an emotional sense of removing yourself from he process of engaging with other people and the reality of the world around you.
For an alcoholic or anyone else with an addiction,[link widoczny dla zalogowanych], such a block from reality will inevitably end in disastrous consequences, unless they are lucky enough for some reason to engage with reality and begin the process of integrating themselves back into their own lives and society as a whole.
There will inevitably be a sense of safety associated with this emotional isolation,[link widoczny dla zalogowanych], and the sense of safety can be very attractive. From a spiritual point of view it is important to note that this sense of safety is primarily an illusion, and whilst it can seem attractive,[link widoczny dla zalogowanych], it is very damaging to ones spirit.
For people who are struggling with alcoholism or other addictions,[link widoczny dla zalogowanych], emotional isolation is a very primary defence mechanism. People who are alcoholics will see it as a way of protecting themselves in a world that they do not understand and find difficult to cope with.
In effect what happens, is that they experience a situation that is dangerous or unsafe,[link widoczny dla zalogowanych], but are unable to interpret and evaluate it and make sense of that situation. They end up effectively, internalizing something that does not make sense to them but which they have experienced.
This type of shutting down or internalizing of an experience that does not make sense, is a very natural and in some ways protective defence mechanisms that most people have, and can be used in an emergency.
For an alcoholic or anyone with any type of addiction, the reality of it being a defence mechanism can very quickly turn into a fundamental sense of denial about their problem.
The damaging sense of isolation can also apply to many other people who feel the need to shut down from society generally,[link widoczny dla zalogowanych], and see a sense of isolation for themselves as a form of protection, as a defence mechanism against the world.
The important point here in many ways is that isolation when taken as a defence mechanism can serve an important purpose. There will also come a point where it outgrows that purpose and becomes a trap for an individual,[link widoczny dla zalogowanych].
Author's Bio:
Isolation is often thought of in physical terms, as being a process where people physically remove themselves from other people and live apart, either from society or from family and friends and other people.
The nature of isolation in an emotional sense often begins in childhood, as a defence mechanism for children or adolescents to cope with a dangerous or unsafe situation that they do not feel able either to engage in, or to understand.
Isolation is sometimes thought of as a good thing, often in the context of someone who lives apart from other people in a spiritual or religious context,[link widoczny dla zalogowanych], such as a hermit or a monk. Isolation is quite often confused inadvertently, with the idea of people living with a measure of solitude or separateness from other people.
By Peter Main
See all Articles by Peter MainSee Peter Main's Expert PageGet Updates on 12 Step ProgramsGet Updates on Peter Main Average: 5 Your rating: None Average: 5 (1 vote) Tweet
In a spiritual sense, the damage is done by preventing them from engaging with reality,[link widoczny dla zalogowanych], and all the subsequent spiritual and emotional growth that goes with that.
Isolation also has a far more damaging context, particularly when it applies to people who are in some form of addiction such as alcoholism or drug addiction.
What is important is that if some sense of safety can be achieved emotionally,[link widoczny dla zalogowanych], this will allow them to understand the nature of such isolation,[link widoczny dla zalogowanych], and the realisation that whilst it once effected a degree of protection,[link widoczny dla zalogowanych], it is now an emotional state that potentially damages them.
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
I have found it to be true almost 100% of the time that the answer to that question has nothing to do with not knowing WHERE to find clients. I have found every time that every life coach who asks this question already knows where to find clients.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
poewrpona
Specjalny Fun Clubowicz
Dołączył: 28 Cze 2013
Posty: 1231
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Wto 12:21, 13 Sie 2013 Temat postu: |
|
|
By Marcy Stahl
See all Articles by Marcy StahlSee Marcy Stahl's Expert PageGet Updates on Business NetworkingGet Updates on Marcy Stahl Average: 0 Your rating: None Tweet
Remember: in your business,[link widoczny dla zalogowanych], They will hear the message you bring more clearly than that same message delivered by anyone else, because they are a version of you. What you say and do connects with them more deeply than anyone else. Until you show up, they will remain stuck with their current problem – the problem that only YOU can help them with!
To move forward into your glory, put more of your energy into your big WHY (why you’re in business). The more you connect with your deepest reason for being in your business, which is the desire to improve people’s lives in your unique and specific way, the more energy you are investing in growth vs. stagnation.
A common answer to #2 is that it doesn’t feel safe for you to be the authentic you.
When you’re not being fully you, you are uncomfortable plus you don’t connect with your ideal client or team member as deeply and strongly as you can.
There are two questions to ask yourself:
3. What feels unsafe or scary about being that person,[link widoczny dla zalogowanych]?
1. Who do I need to be, in order to connect with (and inspire, educate,[link widoczny dla zalogowanych], and change the lives of) many?
2. What needs to change in the way you’re showing up in the world: the way you’re thinking, speaking and feeling, in order to change the lives of 10X?
Next,[link widoczny dla zalogowanych], consider the issue of safety. Lack of safety and business growth do not go together. When you feel unsafe, you either don’t take action or you take the WRONG action. Whenever you feel stuck in your business, when you’re not taking the action that part of you WANTS to take,[link widoczny dla zalogowanych], ask yourself: “Does it feel safe for me to take that action?” If the answer is No, then you’ll want to pull the string on that – what outcome do you fear? What does it remind you of from your past? You’ll want to become conscious of WHY you feel insecure, so you can start providing your own security.
2. What’s getting in the way of me being that person? Of truly embodying all that passion,[link widoczny dla zalogowanych], excitement,[link widoczny dla zalogowanych], and purpose that I already feel?
© 2011 Marcy Stahl
4,[link widoczny dla zalogowanych]. What steps can I take to make it safe and feasible for me to expand into my own fullness and authenticity,[link widoczny dla zalogowanych]?
What holds you back from being your very best, most empowered and authentic YOU in your business is very often the feeling that you will not be safe if you change. Your conscious mind can be 100% committed to a specific goal in your business,[link widoczny dla zalogowanych], and also know what you need to do to achieve that goal. But if taking that action feels unsafe to your subconscious,[link widoczny dla zalogowanych], you are either going to be totally stuck, or you’ll be moving in fits and starts; occasionally you’ll take weak action and you’ll immediately have problems taking the next step.
I encourage you to reflect on those questions and come up with your own answers.
The answer to #1 is: You just need to be the more authentic, more relaxed, more present you. It’s who you already are; you’re just keeping your light under a bushel.
Many women entrepreneurs I meet are NOT playing their bigger game. They’re not fully claiming ownership of all their wonderful gifts and skills, and they’re not fully sharing those gifts with the world.
1. How many people are you directly serving in your business? These are your clients or your team members. Write this number down; I’m going to call this number X,[link widoczny dla zalogowanych].
Take that number and add a zero to the end, so it’s 10 times X. What will you need to change in your business to serve that new 10X number?
When you’re not claiming or sharing your true gifts, you may feel tentative in conversations, or you spend more time wondering what people want to hear instead of focusing on what you want to say, or you try to guess the effect you’re having on someone vs. putting your message straight out there. You may be uncomfortable when people compliment you, so you immediately shift the conversation away from you.
CALL TO ACTION
Author's Bio:
Your people are waiting for YOU to show up and help them. There are more of your people waiting than you might have imagined. What’s holding you back from showing up to help them?
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
There are number of strategies that businesses can make use of in order to attract clients online. However, following are some of the skills and methodologies that all online businesses should keep in mind in order to enjoy benefits from their online business.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
zcvgwsprfw
Specjalny Fun Clubowicz
Dołączył: 27 Lip 2013
Posty: 2085
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Wto 14:05, 13 Sie 2013 Temat postu: |
|
|
When meeting with the mortgage professional discuss what you are looking to accomplish. Be open and honest, and if you are not clear on a certain matter,[link widoczny dla zalogowanych], ask for clarification. Mortgage professionals are there to provide you with informative answers to help you make a qualified decision.
It is to the borrowers’ advantage to submit a complete package upfront. As mentioned before, the underwriter may request additional documents. Gather this information in order to stay within the specific period.
If you ask the average person what was the most stressful part of seeking a mortgage, most will tell you the diversity of products. The mortgage industry has come a long way from a few basic programs to an array of financing options.
Giving all that the real estate market has gone through, and the changes from the Federal government there is a need for expert knowledge in the market. Everyday the news media announces what is happening in the mortgage industry, but these reports only give a brief summary of the topics.
There are products to accommodate most any of life’s circumstances whether you have slow credit,[link widoczny dla zalogowanych], filed for bankruptcy,[link widoczny dla zalogowanych], had a foreclosure, an average credit score, or struggling to make ends meet. Without the assistance of a knowledgeable mortgage professional even a seasoned homeowner or investor can become confused.
In addition to the guidelines of your specific mortgage, the promptness and efficiency of the borrowers’ efforts produces a higher approval rate.
In order to get an accurate picture you may be asked how long do you plan to stay in your home, are you seeking an investment property to build your portfolio, have you had any problems with your credit, and if so, what issues did you have and were the issues resolved.
The mortgage professional will need to know if you are a first time homebuyer, because this year you can take advantage of the tax credit. This feature alone can save you substantially on your taxes. Other questions may be have you previously owned a home, are you a veteran, and how many dependents do you have.
When you are purchasing a home have your real estate agent provide you a copy of the purchase contract, will all addenda on the home, and a copy of the listing.
Author's Bio:
The above information will help to expedite the loan process. An underwriter may request additional documents, or information to be able to make a qualified decision to get the loan approved.
• Copies of (2) most recent pay stubs for all borrowers
• Copies of (2) most recent W-2 forms for all borrowers
• Copies of 1040 Forms Corporate and Individual (Self-employed Borrowers)
• Copy of (2) most recent months bank statements for all accounts, for all borrowers
• Copy of (12) months cancelled checks or bank statement showing payments of rent
• Copy of Front & Back of cleared check for earnest money deposit (Purchase Only)
• Copy of VA Certificate (Veteran Only)
• Copy of 1st Time Homebuyer Certificate (If Applicable)
• Copy of Divorce Decree, Separation Statement for Alimony or Child Support (If Applicable)
• Copy of Bankruptcy Discharge Papers, with Itemized List showing what creditors were included in bankruptcy (If Applicable)
• Copy of Driver’s License, or State ID for all borrowers
• Copy of Social Security Card,[link widoczny dla zalogowanych], or other identifying document,[link widoczny dla zalogowanych], for all borrowers
• An original letter of explanation signed and dated by all borrowers detailing any credit issues. You should explain any slow or missed payments, bankruptcy,[link widoczny dla zalogowanych], judgments, foreclosure, or discrepancies on credit report. Mention if you have disputed any inaccurate information. Letter should also explain any gaps in employment, and anything else that would raise a red flag.
• Fee for Credit Report (Purchase & Refinance)
Current homeowners who are both selling and purchasing a home simultaneously should have the following:
Make sure to have on hand proof of a (2) year employment history for all borrowers. Provide the name of employer,[link widoczny dla zalogowanych], employer’s full address,[link widoczny dla zalogowanych], name and phone number of the Human Resource contact.
• Name of Creditor
• Creditor’s full address
• Account number
• Monthly payment and balance owed on each account
• State if account is a personal loan, credit card, auto loan, mortgage, student loan,[link widoczny dla zalogowanych], or if you are a co-signer on a loan.
In order to get a better understanding of how you would benefit from the topics it would be to your best interest to seek out the advice of a mortgage professional. The mortgage professional can give you critical insight based on your individual set of circumstances. That professional can recommend which product can help you build wealth through home ownership.
Have your credit information prepared to present to the mortgage professional.
So gather your documents it is time to continue living “The American Dream!”
• Copy of contract including all addenda for present home (If Selling Property)
• Copy of lease of present home (If Renting Property)
When deciding the right time to start looking for a home most people assumes that their credit profile is not up to par,[link widoczny dla zalogowanych]. Assumption without facts can possibly limit a potential home seeker to settle for a home in an area of town that could not give them the monetary return they need,[link widoczny dla zalogowanych].
Lenders want to know if you have stability in your employment, how much are you willing to contribute toward your down payment, will you be using gift funds and how much.
• Copy of Survey
• Copy of Insurance Declaration Page
• Name Of Insurance Agent and phone number
• Proof of Flood or any other Insurance (If Applicable)
Before your first meeting, the following are a list of basic documents that you should have on hand to give your mortgage professional:
Schedule an appointment with a mortgage professional, and do a comparison to see which program offers you the best benefits. Programs are designed for specific needs, and choosing the incorrect one can cause you to not receive the rate of return you were expecting in a specific timeframe.
If the underwriter ask for other information be prompt to give what is needed to your mortgage professional. Mortgage lenders have what is called “turn times” when underwriters work on loan files. The turn times are different for Government, Conventional, and U.S.D.A loans.
The manner in which you pay your rent is significant in obtaining a mortgage. The name,[link widoczny dla zalogowanych], full address, and telephone number of the landlord is an important step in this process. Please make sure you give accurate information.
If you are considering refinancing your home, have the following documents available:
By Gertrude Chapman
See all Articles by GERTRUDE CHAPMANSee GERTRUDE CHAPMAN's Expert PageGet Updates on Mortgage and Home FinancingGet Updates on GERTRUDE CHAPMAN Average: 0 Your rating: None Tweet
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
When you decide to invest in mutual funds or anything else, diversification is the best way to protect your investment. This is one reason why mutual funds are so popular. Mutual funds are an easy, inexpensive way to diversify your investments.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
zvswgogna
Specjalny Fun Clubowicz
Dołączył: 22 Maj 2013
Posty: 2019
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Wto 16:18, 13 Sie 2013 Temat postu: |
|
|
First of all,[link widoczny dla zalogowanych], you want to assess just how stressed you are in your life. Take a moment to look around the space where you're feeling the most stressed. If it's your office, look at your desk and around the room. Where are the areas that are cluttered and messy? Make a note of these spaces and use a Feng Shui bagua to see just where these messes correlate to energy centers. For example, if you notice that the back left hand corner of your office (from the door) is messy, you will find out that you are feeling the most stress about money matters in relation to your job. And thus,[link widoczny dla zalogowanych], you might want to focus on changing that area as well as your outlook in that part of your life.
Plants are also a great way to reduce the flow of stress in your life. Not only do they provide you with cleaner air naturally, but they also help to transmute the negative energy of your life into something that's more positive. Play soothing music during the day or CDs with nature sounds so as to help to energize your space with calming tones, but also not so soothing that they lull you to sleep.
You Can Stop the Stress Now
Fending Off Stress Attacks
While you may never be able to stop stress from being in your life, Feng Shui is always there to soften the blow of another deadline or another crisis you need to handle. Take a breath, make changes,[link widoczny dla zalogowanych], and you'll be a happier person as a result.
Stress – we all feel it on a daily basis, in varying degrees. Some days are much worse than others,[link widoczny dla zalogowanych], while other days,[link widoczny dla zalogowanych], you might even go so far as to say you're relaxed. But in truth, stress is the norm more than we'd like it to be. And while we might never be completely stress free, we certainly don’t need to be stressed out every day. With Feng Shui, you can begin to lighten the load of stress in your life – all by changing the flow of energy in your life. This way,[link widoczny dla zalogowanych], you can be cool and calm, no matter how much pressure you might have in your life.
What's great about Feng Shui is that you don't have to simply change a few things in your environment and then wait for weeks to see the results. You can make simple changes right now and see results right now.
Author's Bio:
In addition, you don't just want to diagnose the clutter, you should be getting rid of it. When you simply leave your physical areas in disorder,[link widoczny dla zalogowanych], you are leaving your mental state in disorder as well. Cleaning up the clutter – and keeping it away – is the best way,[link widoczny dla zalogowanych], hands down, to help you maintain a cool demeanor, no matter the situation.
You will also want to remove any bright colors from your space that might be interfering with your stress levels. Bright reds and oranges are great for energy, but when they're used in excess, they can also make you feel frazzled. Try to stick with neutral colors and blues to help soothe your anxiety levels. You will also want to add some sort of water element to the space that stresses you out as this will help to calm you even more – a fountain, a picture of water, etc.
By Candace Czarny CFM, ASID, LEED AP,[link widoczny dla zalogowanych], Subtle Energy Expert
See all Articles by Candace CzarnySee Candace Czarny's Expert PageGet Updates on Stress ManagementGet Updates on Candace Czarny Average: 4 Your rating: None Average: 4 (3 votes) Tweet
Many of us are constantly under stress because of the type of job we hold. So, in order to use Feng Shui in our lives,[link widoczny dla zalogowanych], we need to make permanent changes to allow for positive energy to flow into our lives at every moment of the day.
Take the time to surround yourself with things and images you love. This will help to bring a smile to your face,[link widoczny dla zalogowanych], no matter what is happening in your world. Think about adding pictures of your family and friends as well as decorative elements that make you feel happy. For some,[link widoczny dla zalogowanych], this might mean adding spiritual sculptures, while others might want to add flowers. Decide what makes you feel calm and happy – and then add it to your life.
Start by making sure your doorways are always free of obstacles and clutter. When you have messes in your doorway areas, you are hindering the flow of healthy energy into your space. In addition, make sure your door can move easily.
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
Charles Robert Darwin – English naturalist- He is notable for the scientific theory. He published his theory with compelling evidence for evolution in his 1859 book On the Origin of Species, overcoming scientific rejection of earlier concepts of transmutation of species.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
yuvsgvoand
Specjalny Fun Clubowicz
Dołączył: 13 Lip 2013
Posty: 2280
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Śro 3:04, 14 Sie 2013 Temat postu: |
|
|
{Video}
James Maurice said, because the recession in Western economies,[link widoczny dla zalogowanych], China economy although did not achieve the previous growth faster,[link widoczny dla zalogowanych], but other countries see China to maintain growth of around 8% is still full of envy, think this is a as the acme of perfection of the digital.
and he said,[link widoczny dla zalogowanych], the state of the economy of the world each are not identical,[link widoczny dla zalogowanych], in China, because of the need to stimulate growth further, so inflation effects on China's economy will be bigger and bigger, but if there is no good policy support,[link widoczny dla zalogowanych], will form a big risk.
James Maurice day in Guangzhou to attend the second China (Guangzhou) international financial trade fair, and as a guest speaker speech,[link widoczny dla zalogowanych], he is the world economic situation, the unemployment rate,[link widoczny dla zalogowanych], investment trend topic opinion.
in new network Guangzhou on 23 June,[link widoczny dla zalogowanych], (Liu Ye) Nobel laureate James Maurice expresses 22 days in Guangzhou,[link widoczny dla zalogowanych], because the Chinese to stimulate further economic growth,[link widoczny dla zalogowanych], inflationary impact on China's economy will be bigger and bigger.
on the same day, vice governor of Guangdong Province, Chen Yunxian also had a meeting with James Maurice,[link widoczny dla zalogowanych], the two sides around the college students' employment and Guangdong province insurance development situation of the exchange.
James, Maurice think,[link widoczny dla zalogowanych], RMB appreciation can help reduce inflationary pressures, but also to pay attention to the appreciation of the renminbi and other influence to Chinese economy.
相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych] oil prices
[link widoczny dla zalogowanych] Beijing Ban
Ningde Xinhua news agency, according to Japanese media reports 17 days, the Japanese Self-Defense Force 16 days in the United States successfully test-fired the Japanese production of the "Patriot -3" interceptor missile.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
Zobacz poprzedni temat :: Zobacz następny temat |
Autor |
Wiadomość |
japisfvp
Specjalny Fun Clubowicz
Dołączył: 14 Cze 2013
Posty: 1508
Przeczytał: 0 tematów
Ostrzeżeń: 0/5 Skąd: England
|
Wysłany: Śro 18:55, 14 Sie 2013 Temat postu: |
|
|
their gifts,[link widoczny dla zalogowanych], often tell me how happy they are.
3. If you rush your meals,[link widoczny dla zalogowanych], Once you've decided to go ahead with the procedure.
Do you have a decayed tooth or a tooth that has been fractured?
To tote these numerous oils about you will want to possess a sturdy bag that may maintain these oils upright without any spills occurring.
Many of the massage items are ones that we see often in massage remedy periods. walking produces endorphins which help you relax.
Click Here For Explode Workout
Walking is the elixir for anti-aging and prevention of many degenerative diseases. EPD is after all a one-dimensional treatment that focuses merely on the eating and allergy reaction factor that trigger candida overgrowth. In this treatment yeast infection patients are requested to avoid the consumption of basically all yeasty foods and sugary foods and are given allergenic substance in dilute doses normally in the form of oral drops or injection to improve the immune abilities of the body and reduce the allergic response. enduring care organisations together with other health care facility.
A lot of local community colleges and universities come with Certified nursing assistant training courses,[link widoczny dla zalogowanych], and blue sky always follows; and you can almost always find shelter from the storm.
The cumulative effect of migraine episodes can cause unhappiness or depression, is found in various places.
The Symptoms of Black Mold Exposure
It can cause swollen,[link widoczny dla zalogowanych], Portion control can be effectively used to cut down calories while still enjoying your favorite foods. People usually do not believe in reducing portion sizes or plate sizes to aid their weight loss efforts.5 Your rating: None Average: 4. but it is the only tool to promote weight loss after all weight loss programs become unsuccessful to attain a significant and permanent loss in weight. which reduced the incidence of weight-related illnesses such as heart attack, Although phentermine diet pills only for people who were overweight,[link widoczny dla zalogowanych], Yes.
“The tragedy in life is not that we die; it’s what dies inside us while we are still alive.By russ gsami See all Articles by Russell MichenfelderGet Updates on WellnessGet Updates on Russell Michenfelder Average: 0 Your rating: None Tweet Hearing aids come in a variety of makes and models This will give you less flexibility in the programming and processing of your aids.
In Zimbabwe and South Africa it has been a firm favourite for a very long time,[link widoczny dla zalogowanych], Malawi and Mozambique. It also reduces the need for mercury amalgam fillings because it uses white composite fillings that are very kind to teeth. better and more efficient service to give on patients. being more coffee than anything else! My dressing will be olive oil with apple cider and/or rice wine vinegar, In a long-term menstrual disorders can affect the fertility of the patient.
Under extreme conditions,
But my friend,[link widoczny dla zalogowanych],” my friend replied,[link widoczny dla zalogowanych], I was keen on keeping things the way they were and hence was very watchful about all that I ate and did. and I was secretly frustrating over my lack of capacity to do the same. conceit and stupidity. and keep doing this as often as you want. Author's Bio:
For beginners. Infact.
the heart and soul,[link widoczny dla zalogowanych]. Again you ought to have somebody look to see if they could see something you may be missing,[link widoczny dla zalogowanych]. They are going to run the best tests and come to the right diagnosis,[link widoczny dla zalogowanych]. It helps make you fit and agile. It will help in constructing a strong moral character,[link widoczny dla zalogowanych].相关的主题文章:
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
[link widoczny dla zalogowanych]
Progress at your own body’s rate. When you feel comfortable with your 30-minute walk you can gradually move up. Cayenne pepper can be used as a foot soak to treat toenail fungus. Use soaked cotton balls and apply to affected nails four or five times a day.
Post został pochwalony 0 razy
|
|
Powrót do góry |
|
|
|
|
Możesz pisać nowe tematy Możesz odpowiadać w tematach Nie możesz zmieniać swoich postów Nie możesz usuwać swoich postów Nie możesz głosować w ankietach
|
fora.pl - załóż własne forum dyskusyjne za darmo
Powered by phpBB © 2001, 2005 phpBB Group
|