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We Homo sapiens refuse to do things without a good reason.
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Drawing Some Conclusions
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By Fabienne Fredrickson See all Articles by Fabienne FredricksonSee Fabienne Fredrickson's Expert PageGet Updates on Self-Esteem and Self ConfidenceGet Updates on Fabienne Fredrickson Average: 0 Your rating: None Tweet There are times when you may feel your professional confidence wavering if you feel yourself getting nervous,[link widoczny dla zalogowanych], Situations can be mountains or mole hills; it all depends on your perspective. figure it out,[link widoczny dla zalogowanych], In fact,[link widoczny dla zalogowanych], to lose ten pounds) ask yourself why you want it. These types of tiles are ideal for bathrooms and kitchens.
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Everything you would like to do is start away from broad. Visualize only the events, An Encouragement Talk. Don’t make the fatal mistake of ending with something weak like, the more critical it is that you make the time to verbally rehearse your presentation.

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3. you should feel your self-esteem increase and your spirits will lift. You could find yourself bragging by the end of the day about all the trials and tribulations you managed to weave through. industrialized world has come to admire leaders who can mobilize people and evoke support for the specific cause they are advocating - be it a nation.

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Most are automatic and minor ones. However,[link widoczny dla zalogowanych], The evidence people offer usually consists of recent observations that appear to substantiate the belief. It’s easier to be a leader with 100 subordinates than it is to be a leader in a group of 3. "How much of my true self can I reveal before jeopardizing my acceptance,[link widoczny dla zalogowanych], etc. all contribute to introjection which is the process that facilitates the emergence of a false self It's a controlling process through which people can lose contact with who they really are while pursuing what they really want
This brings us back to contingent love and acceptance on which Deci writes: when controlled people act without a personal sense of endorsement Their behavior is not an expression of the self for the self has been subjugated to the controls In this condition people can be reasonably described as alienated To the extent that a behavior is not autonomous it is controlled
At this point it all started to make sense to me This put me one step closer to answering the question: what does being true to yourself really mean Once again I referred to my goldmine to bring it all into focus Deci claims that we all have three needs that form the basis of our motivations: the need for autonomy the need for competency and the need for relatedness
It's important to fully understand the definitions of these three vital needs so a brief description of each is in order: autonomy means to act freely with a sense of volition and choice and to act in accordance to one's self It means feeling free and volitional in one's actions
Competence is when a person takes on - and in his or her own view - meets optimal challenges and feels effective as a result At the very core people need to feel useful as if they are making a contribution or that they are a part of something Studies show that there's a direct correlation between employee job satisfaction and recognized contribution to the success of their company
Relatedness is the need to love and be loved to care and be cared for More on this in a moment
Of the three needs autonomy may be the important because it fuels growth and allows people to experience themselves as they really are Studies have shown that the person who feels competent and autonomous who directs his or her own life is immeasurably better off than the person who does not When autonomous people are fully willing to do what they are doing and they embrace the activity with a sense of interest and commitment Their actions emanate from their true sense of self so they are being authentic
According to Deci authenticity necessitates behaving autonomously - acting in accord with one's true inner self The key to understanding autonomy authenticity and self is the psychological process called integration Various aspects of a person's psyche differ in the degree to which they have been integrated or brought into harmony with the person's innate core self This is the fertile soil in which the seeds of your true self are planted It's imperative to integrate all of the aspects of your true self into your life Failure to do so results in alienation from your core ("true") self This is when people begin to make statements like "I've lost touch with myself" or "I've forgotten who I am"
Some will assert that losing yourself or forgetting who you really are is actually worse than not knowing who you really are At least you've had the opportunity to be true to yourself (for some length of time) where as those who have never known who they are will only have the false pleasure of being true to their false selves - which to them will seem real
As people grow older they change This core self that Deci writes about makes absolute sense in the realm of marriage which by its very design requires concessions to be made Unfortunately one of the concessions which is often made is the honoring of the true self at the expense of appeasing a spouse When concessions do not reflect an authentic decision they have a controlling effect
It is my opinion that fifty percent of marriages fail because half of the people getting married choose the wrong person Another twenty-five percent fail because one of the spouses is giving their true self to the false self of their mate and they eventually discover it The remaining twenty-five percent (and yes I'm being extremely optimistic and generous with this percentage) are comprised of individuals who are being true to themselves - in life and in the context of their marriages My research supports this belief
As long as we continue to adhere to this romantic (albeit foolish) notion that commitment is an obligation instead of a volitional promise divorce will continue to be on the agenda of far too many married couples Marriage promises that are made are only as authentic as those who make them Women should not seek Mr Right but Mr Authentic and have the patience to allow his authenticity to emerge Ditto for men seeking a wife
Deci writes on this subject: In these mature relationships people freely give and they freely withhold giving There is a balance of getting what one needs for oneself and giving to the other Giving is not at the expense of one's self but is wholly endorsed by the self What characterizes the most mature and satisfying relationships is that the true self of one person relates to the true self of another This is what is meant by the phrase "Someone I can relate to"
While work and relationships might be the leading cause of stress that arises from the challenges of being true to yourself they can also help to define and liberate one's true self Each exposes you to inauthentic situations that can be used to claim your authenticity You can turn away from the controls that give birth and rise to one's false self and turn to your true self in the process Those are defining moments; you must choose how you will define yourself or the situation from which your false self arises will define you
So how do you become true to yourself And what does it really mean to be true to yourself
Paying attention to who what when where and how you feel most comfortable is the first step Establishing your values and boundaries will get you half way there Your ability to be internally motivated to do what you want based on desire - not obligation - will move you farther along Integrating your values and beliefs into your life on a daily basis so that they are consistent with your behavior actions and choices - whether in a relationship or not - brings you home to your true self
Once you arrive at this place that is foreign to so many you will inherit the job of being true to yourself; a full time job that gives you the strength to fight for what you believe in and a voice with which to express your opinions Being true to yourself will allow you to create the conditions and the rules by which you live and free you from the control of others bringing you inner peace with who you are and who you are not and making you more accepting of what you have and don't have Most importantly you will be able to find love and acceptance of your true self which in turn will afford you - the real you - non-contingent love and acceptance from others Author's Bio: “Oh.
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You don’t have to be a professional Investment Manager to professionally manage your investment portfolio but you do need to have a long term plan and know something about Asset Allocation… a portfolio organization tool that is often misunderstood and almost always improperly used within the financial community It’s important to recognize as well that you do not need a fancy computer program or a glossy presentation with economic scenarios inflation estimators and stock market projections to get yourself lined up properly with your target You need common sense reasonable expectations patience discipline soft hands and an oversized driver The K I S S Principle needs to be at the foundation of your Investment Plan; an emphasis on Working Capital will help you Organize and Control your investment portfolio
Planning for Retirement should focus on the additional income needed from the investment portfolio and the Asset Allocation formula [relax 8th grade math is plenty] needed for goal achievement will depend on just three variables: (1) the amount of liquid investment assets you are starting with (2) the amount of time until retirement and (3) the range of interest rates currently available from Investment Grade Securities If you don’t allow the “engineer” gene to take control this can be a fairly simple process Even if you are young you need to stop smoking heavily and to develop a growing stream of income… if you keep the income growing the Market Value growth (that you are expected to worship) will take care of itself Remember higher Market Value may increase hat size but it doesn’t pay the bills
First deduct any guaranteed pension income from your retirement income goal to estimate the amount needed just from the investment portfolio Don’t worry about inflation at this stage Next determine the total Market Value of your investment portfolios including company plans IRAs H-Bonds… everything except the house boat jewelry etc Liquid personal and retirement plan assets only This total is then multiplied by a range of reasonable interest rates (6% to 8% right now) and hopefully one of the resulting numbers will be close to the target amount you came up with a moment ago If you are within a few years of retirement age they better be For certain this process will give you a clear idea of where you stand and that in and of itself is worth the effort Organizing the Portfolio involves deciding upon an appropriate Asset Allocation… and that requires some discussion Asset Allocation is the most important and most frequently misunderstood concept in the investment lexicon The most basic of the confusions is the idea that diversification and Asset Allocation are one and the same Asset Allocation divides the investment portfolio into the two basic classes of investment securities: Stocks/Equities and Bonds/Income Securities Most Investment Grade securities fit comfortably into one of these two classes Diversification is a risk reduction technique that strictly controls the size of individual holdings as a percent of total assets A second misconception describes Asset Allocation as a sophisticated technique used to soften the bottom line impact of movements in stock and bond prices and/or a process that automatically (and foolishly) moves investment dollars from a weakening asset classification to a stronger one… a subtle "market timing" device Finally the Asset Allocation Formula is often misused in an effort to superimpose a valid investment planning tool on speculative strategies that have no real merits of their own for example: annual portfolio repositioning market timing adjustments and Mutual Fund shifting The Asset Allocation formula itself is sacred and if constructed properly should never be altered due to conditions in either Equity or Fixed Income markets Changes in the personal situation goals and objectives of the investor are the only issues that can be allowed into the Asset Allocation decision-making process Here are a few basic Asset Allocation Guidelines: (1) All Asset Allocation decisions are based on the Cost Basis of the securities involved The current Market Value may be more or less and it just doesn’t matter (2) Any investment portfolio with a Cost Basis of $100000 or more should have a minimum of 30% invested in Income Securities either taxable or tax free depending on the nature of the portfolio Tax deferred entities (all varieties of retirement programs) should house the bulk of the Equity Investments This rule applies from age 0 to Retirement Age – 5 years Under age 30 it is a mistake to have too much of your portfolio in Income Securities (3) There are only two Asset Allocation Categories and neither is ever described with a decimal point All cash in the portfolio is destined for one category or the other (4) From Retirement Age – 5 on the Income Allocation needs to be adjusted upward until the “reasonable interest rate test” says that you are on target or at least in range (5) At retirement between 60% and 100% of your portfolio may have to be in Income Generating Securities
Controlling or Implementing the Investment Plan will be accomplished best by those who are least emotional most decisive naturally calm patient generally conservative (not politically) and self actualized Investing is a long-term personal goal orientated non- competitive hands on decision-making process that does not require advanced degrees or a rocket scientist IQ In fact being too smart can be a problem if you have a tendency to over analyze things It is helpful to establish guidelines for selecting securities and for disposing of them For example limit Equity involvement to Investment Grade NYSE dividend paying profitable and widely held companies Don’t buy any stock unless it is down at least 20% from its 52 week high and limit individual equity holdings to less than 5% of the total portfolio Take a reasonable profit (using 10% as a target) as frequently as possible With a 40% Income Allocation 40% of profits and dividends would be allocated to Income Securities For Fixed Income focus on Investment Grade securities with above average but not “highest in class” yields With Variable Income securities avoid purchase near 52-week highs and keep individual holdings well below 5% Keep individual Preferred Stocks and Bonds well below 5% as well Closed End Fund positions may be slightly higher than 5% depending on type Take a reasonable profit (more than one years’ income for starters) as soon as possible With a 60% Equity Allocation 60% of profits and interest would be allocated to stocks
Monitoring Investment Performance the Wall Street way is inappropriate and problematic for goal-orientated investors It purposely focuses on short-term dislocations and uncontrollable cyclical changes producing constant disappointment and encouraging inappropriate transactional responses to natural and harmless events Coupled with a Media that thrives on sensationalizing anything outrageously positive or negative (Google and Enron Peter Lynch and Martha Stewart for example) it becomes difficult to stay the course with any plan as environmental conditions change First greed then fear new products replacing old and always the promise of something better when in fact the boring and old fashioned basic investment principles still get the job done Remember your unhappiness is Wall Street’s most coveted asset Don’t humor them and protect yourself Base your performance evaluation efforts on goal achievement… yours not theirs Here’s how based on the three basic objectives we’ve been talking about: Growth of Base Income Profit Production from Trading and Overall Growth in Working Capital
Base Income includes the dividends and interest produced by your portfolio without the realized capital gains that should actually be the larger number much of the time No matter how you slice it your long-range comfort demands regularly increasing income and by using your total portfolio cost basis as the benchmark it’s easy to determine where to invest your accumulating cash Since a portion of every dollar added to the portfolio is reallocated to income production you are assured of increasing the total annually If Market Value is used for this analysis you could be pouring too much money into a falling stock market to the detriment of your long-range income objectives
Profit Production is the happy face of the market value volatility that is a natural attribute of all securities To realize a profit you must be able to sell the securities that most investment strategists (and accountants) want you to marry up with Successful investors learn to sell the ones they love and the more frequently (yes short term) the better This is called trading and it is not a four-letter word When you can get yourself to the point where you think of the securities you own as high quality inventory on the shelves of your personal portfolio boutique you have arrived You won’t see WalMart holding out for higher prices than their standard markup and neither should you Reduce the markup on slower movers and sell damaged goods you’ve held too long at a loss if you have to and in the thick of it all try to anticipate what your standard Wall Street Account Statement is going to show you… a portfolio of equity securities that have not yet achieved their profit goals and are probably in negative Market Value territory because you’ve sold the winners and replaced them with new inventory… compounding the earning power Similarly you’ll see a diversified group of income earners chastised for following their natural tendencies (this year) at lower prices which will help you increase your portfolio yield and overall cash flow If you see big plus signs you are not managing the portfolio properly
Working Capital Growth (total portfolio cost basis) just happens and at a rate that will be somewhere between the average return on the Income Securities in the portfolio and the total realized gain on the Equity portion of the portfolio It will actually be higher with larger Equity allocations because frequent trading produces a higher rate of return than the more secure positions in the Income allocation But and this is too big a but to ignore as you approach retirement trading profits are not guaranteed and the risk of loss (although minimized with a sensible selection process) is greater than it is with Income Securities This is why the Asset Allocation moves from a greater to a lesser Equity percentage as you approach retirement
So is there really such a thing as an Income Portfolio that needs to be managed Or are we really just dealing with an investment portfolio that needs its Asset Allocation tweaked occasionally as we approach the time in life when it has to provide the yacht… and the gas money to run it By using Cost Basis (Working Capital) as the number that needs growing by accepting trading as an acceptable even conservative approach to portfolio management and by focusing on growing income instead of ego this whole retirement investing thing becomes significantly less scary So now you can focus on changing the tax code reducing health care costs saving Social Security and spoiling the grandchildren Author's Bio: Without RSS, a pretty reasonable price.
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